Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (2024)

Sportsman's Guide Buyer's Club™ Rewards Visa® from Comenity Bank — all information about the credit card.

Updated December 18, 2023

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Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (1)

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Our Rating:

2.75 out of 5

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (2)

Recommended credit score

Fair (580-669)

  • Rewards Rate:

    • 12.5% Save up to 12.5% (including an impressive 7.5% off Guns & Ammo) on purchases made at Sportsman's Guide when you open and use the Sportsman's Guide Buyer's Club™ Rewards Visa® Card.
    • 1x Point on all other purchases.
  • Intro Offer:

    • $40 Reward Certificate good toward any Sportsman's Guide purchase when you open and spend $500 outside Sportsman's Guide with your Sportsman's Guide Buyer's Club Visa® Credit Card where Visa is accepted within the first 90 days of account opening.
  • Annual Fee:

    $0

  • Purchase Intro APR:

    None

  • Regular APR:

    33.24% Variable

  • Balance Transfer APR:

    26.99%

Show more

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Upgrade Cash Rewards Visa®

None

Annual Fee

14.99% - 29.99%

Regular APR

1.5%

Cash Back on payments.

Apply now

On Upgrade‘s website

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Capital One Quicksilver Cash Rewards Credit Card

None

Annual Fee

19.99% - 29.99%

Regular APR

5%

Cash Back on hotels and rental cars booked through Capital One Travel.

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on our partner’s site

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Upgrade Triple Cash Rewards Visa®

None

Annual Fee

14.99% - 29.99%

Regular APR

3%

Cash Back on Home, Auto and Health categories.

Apply now

On Upgrade‘s website

  • Calculator
  • All benefits
  • Rate and fee information
  • Fees
  • Features
  • About the issuer

Apply now

Comenity Bank Sportsman's Guide Buyer's Club™ Rewards Visa® Rewards Calculator

Show less details

All benefits

  • Points

    • 1x On all other purchases.

Rate and fee information

  • Purchase Intro APR

    • None
  • Purchase APR

    • 33.24% Variable
  • Intro Balance Transfer APR

    • None
  • Balance Transfers APR

    • 26.99%
  • APR for Cash Advances

    • 33.24% Variable
  • How to Avoid Paying Interest

    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee

    • $0
  • Fees for Balance Transfer

    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances

    • Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Return Payment

    • Up to $41
  • Late Payment

    • Up to $41

Pros & Cons

Pros:

  • No Annual Fee

Cons:

  • Foreign Transaction Fee
  • No Intro APR period

Features

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (6)

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (7)

  • No Annual Fee
  • Fair Credit

About the issuer

Comenity Bank

Comenity Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Call to Customer Service

Compare with other cards

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (8)

Divvy

Cross River Bank

4.04 out of 5

Recommended credit score

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (9)

Fair to Excellent (580-799)

  • None

    Annual Fee

  • None

    Regular APR

  • 2x - 7x:

    Points on restaurants.

  • None

    Purchase Intro APR

Apply now

On Cross River Bank‘s site

International students

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Capital One Quicksilver Student Cash Rewards Credit Card

3.43 out of 5

Recommended credit score

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (11)

No Credit History

  • None

    Annual Fee

  • 19.99% - 29.99%

    Regular APR

  • 10%

    Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.

  • None

    Purchase Intro APR

Learn more

on our partner’s site

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (12)

Capital One Spark Cash Select for Excellent Credit

5 out of 5

Recommended credit score

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Excellent (740-799)

  • None

    Annual Fee

  • 18.49% - 24.49%

    Regular APR

  • 5%

    Cash Back on hotels and rental cars booked through Capital One Travel.

  • None

    Purchase Intro APR

Learn more

on our partner’s site

See Another Credit Cards in the Bank

Comenity Bank Sportsman's Guide Buyer's Club™ Rewards Visa® is an option for those, who need Classic features. With an APR of 33.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair (580-669) credit score. With Comenity Bank Sportsman's Guide Buyer's Club™ Rewards Visa® you will get such features as No Annual Fee, Fair Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you

Best for Fair credit

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (14)

Capital One QuicksilverOne Cash Rewards Credit Card

3.6 out of 5

Recommended credit score

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (15)

Fair to Good (580-739)

  • $39

    Annual Fee

  • 29.99%

    Regular APR

  • 5%

    Cash Back on hotels and rental cars booked through Capital One Travel.

  • None

    Purchase Intro APR

Learn more

on our partner’s site

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (2024)

FAQs

What credit score do you need for a Sportsmans credit card? ›

What's the Sportsman's Warehouse Credit Card credit score requirement? The Sportsman's Warehouse Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Sportsman's Warehouse Credit Card.

Can you use sportsman credit card anywhere? ›

For Explorewards Visa, you will also earn points for purchases outside of Sportsman's Warehouse and anywhere Visa is accepted.

How do I pay my Sportsman's Warehouse credit card bill? ›

If you're a Sportsman's Warehouse Store Card cardholder instead, then you can also make a payment from your online account or through EasyPay. You can also pay over the phone at (800) 301-1458.

How much is Sportsman Guide Buyers Club? ›

In addition, Club Members also get exclusive Bullseye Deals and access to our 4-Pay Plan, allowing you to split your payment on credit card purchases of $150 or more into 4 easy installments. Buyer's Club membership is just $59.99 / year…and it's worth every penny.

What's the lowest credit score to get a credit card? ›

There is no official “lowest score” that card issuers will accept because whether you get approved for a card depends on a variety of factors, not just your credit score.

What credit card can I get with a 480 credit score? ›

The best credit card for a 480 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.

How much are sportsmans points worth? ›

Issuing Rewards and Redemption

The eGift Card can be used for purchases made at any Sportsman's Warehouse location or www.sportsmans.com. Points can be redeemed in any value greater than 1 point (1 point = $0.01 (one cent).

Which card can you use at Sportsmans Warehouse? ›

10.1. We accept payments via credit card, debit card, Discovery Miles, Ozow (Instant EFT), Mobicred, Payflex and Sportsmans Warehouse Gift Card.

Can Visa Rewards card be used anywhere? ›

Using your Card

Use your Card to pay for gas, online shopping, bill payments, and more. Accepted at locations everywhere Debit Mastercard and Visa debit cards are accepted.

Does Sportsmans Warehouse use Comenity Bank? ›

Prior to applying for a Sportsman's Warehouse Visa Credit Card, Comenity Capital Bank requests your consent to provide you important information electronically.

What is a Bread Financial credit card? ›

Bread Financial Holdings, Inc. is an American publicly-traded provider of loyalty and marketing services, such as private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.

Is there an app for Sportsmans Warehouse credit card? ›

The Sportsmans Warehouse Visa App gives you one-touch access to apply for and manage your Sportsmans Warehouse Visa account.

Who bought Sportsman's Guide? ›

BHG Ventures, a private investment arm of a prominent family office, simultaneously acquired Sportsman's Guide (SG) and The Golf Warehouse (TGW), two leading online retailers of sports and recreation products.

Who owns Sportsman's? ›

Sportsman's Warehouse, top, and Cabela's, bottom, are now both owned by the same company after The Great Outdoor Group, parent company for Cabela's, bought Sportsman's Warehouse.

Can I cancel my Sportsman Guide membership? ›

If the Member cancels their membership within 90 days of their active Membership start date, they will receive a full refund, less any benefits/savings received in their current Membership term (for example, Buyer's Club Discounts received or free shipping).

What credit do you need for a cabelas card? ›

Keep in mind that the Cabela's Credit Card requires Good credit, which means you need a 700+ credit score for high approval odds.

What is the minimum credit score to buy credit card? ›

Minimum CIBIL Score Required to Get a Credit Card

Banks usually accept a CIBIL score in the range of 700-750 and above to issue a credit card to an applicant. This is subject to the applicant meeting all other eligibility requirements. However, there are some credit cards offered to persons with low credit scores.

Does Dick's Sporting Good have a credit card? ›

The day you open and use a ScoreRewards Credit Card at DICK'S Sporting Goods, Golf Galaxy or Public Lands. Plus, cardholders earn a $10 Reward for every $150 spent on qualifying purchases every time they shop at our family of brands!* No annual fee†.

Can I get a credit card with 350 credit score? ›

But when it comes to credit, things are a little different. A credit score in the 300 to 400 spectrum is widely considered to be poor (or even very poor). Unfortunately, poor credit scores can lead to financial pain. With poor scores, you'll likely have trouble getting approved for many credit cards.

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